TERM PRODUCTS
- SUN SAFER LIFE - 5YRCT
- SUN LIFE ASSURE
- SUN MAIDEN
- SUN MAIDEN PLUS
- SUN FIRST AID PLUS - 50% ROP
- SUN FIRST AID PLUS = 75% ROP
- One of the cheapest forms of life insurance
- It provides PROTECTION only for a specified period
- No savings component (NO CASH VALUE AND DIVIDENDS)
- Also known as "temporary" protection
- Renewable
- Specific Riders can be attached
- Some are convertible to permanent/endowment/VUL
- Natural Premium - premium increases as you renew or convert the plan (at attained age)
- Some term plans can be purchased as a term benefit (up to 6x of the basic plan's face amount)
WHOLE LIFE
STRAIGHT WHOLE LIFE
- SUN SMARTER LIFE CLASSIC PESO REGULAR PAY
- SUN SMARTER LIFE ELITE PESO REGULAR PAY
LIMITED PAY WHOLE LIFE
- SUN SMARTER LIFE CLASSIC PESO 5/10
- SUN SMARTER LIFE ELITE PESO 5/10
- It pays the face amount in case of death of the insured during the span of his life or up to age 100
- Can avail the Fully Paid Up Life, Early Maturity and Premium offset
- With savings component c/o Cash Value/Dividends/Endowment Benefit*
- Level Premium
- Has Non-Forfeiture & Dividend Options
ENDOWMENT
- SUN ACCELER8
- SUN STARTUP
- SUN DREAM ACHIEVER
- It pays the amount in case of death of the insured during the endowment period or;
- Living Benefit is payable in case the owner/insured survives at the end of the endowment period
- With savings component c/o Cash Value and Dividends*
- Payable for 10 or 20 years
- Has Non Forfeiture Options
- Can avail the Fully-Paid Up & Early Maturity
